Tom Rutkowski, President of Innovative Retirement Strategies, Interviewed on Podcast-Using Life Insurance to Invest in Real Estate

Tom Rutkowski discusses using life insurance for real estate investing. Questions covered in this interview include: Why would someone want to use life insurance to invest in real estate? Does it matter what kind of life insurance? I have a whole life policy. Could I use it for this? Listen to the interview on the Business Innovators Radio Network:  https://businessinnovatorsradio.com/interview-with-tom-rutkowski-president-of-innovative-retirement-strategies-discussing-using-life-insurance-to-invest-in-real-estate/ Tom explained: “Life insurance can benefit real estate investors in various ways. Leveraging the cash value of life insurance allows access to funds that could be used to purchase and…

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Luke Kinsey, Loan Originator with Prime Lending, Interviewed on the Colorado Real Estate Leaders Podcast

Luke Kinsey discusses the difference between pre-qualified vs. pre-approved and adjustable rate loans. Listen to the interview on the Business Innovators Radio Network:  https://businessinnovatorsradio.com/interview-with-luke-kinsey-loan-originator-with-prime-lending/ Pre-qualification is the first step in applying for a mortgage loan. During this stage, lenders will review financial information to understand a buyer’s borrowing power. They’ll also estimate what interest rate someone could qualify for. This estimate is based on credit score, income, debts, and employment history. Pre-approval is the second step in applying for a mortgage loan. Once a person has been pre-qualified, they can…

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Berj Arakelian, Area Sales Manager with CMG Home Loans, Interviewed on the Influential Entrepreneurs Podcast Discussing Serving Realtor & Referral Partners

Berj Arakelian discusses how realtors can benefit from working with mortgage lenders. Listen to the interview on the Business Innovators Radio Network:  https://businessinnovatorsradio.com/interview-with-berj-arakelian-area-sales-manager-with-cmg-home-loans-discussing-serving-realtor-referral-partners/# Berj said: “When it comes to realtors wanting to improve their business, working with a mortgage lender is a great option. They can provide numerous benefits that can help realtors close more deals and provide value to their buyers.” Working with mortgage lenders is an integral part of a realtor’s business. After all, they’re the ones who provide the financing that clients need to buy their homes.…

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Berj Arakelian, Area Sales Manager with CMG Home Loans, Interviewed on the Influential Entrepreneurs Podcast

Berj Arakelian discusses the difference between being pre-qualified vs. pre-approved for a mortgage. Listen to the interview on the Business Innovators Radio Network:  https://businessinnovatorsradio.com/interview-with-berj-arakelian-area-sales-manager-with-cmg-home-loans/ Berj explained: “When you’re ready to buy a home, the first step is to figure out how much house you can afford. This involves looking at your income, debts, and credit score to get an idea of what kind of mortgage you’ll be able to qualify for. Once you know this, you can start shopping for homes within your budget. One important thing to understand is…

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Nick Jimerson, Personal Mortgage Advisor with Nations Lending, Interviewed on the Colorado Real Estate Leaders Podcast

Nick Jimerson discusses how to avoid mortgage application problems. Listen to the interview on the Business Innovators Radio Network:  https://businessinnovatorsradio.com/interview-with-nick-jimerson-personal-mortgage-advisor-with-nations-lending/ The path to homeownership isn’t always easy, but by not being careful, the chances of becoming a homeowner could be ruined. Here are five things that could get in the way of owning a house: Job-hopping. A steady job, preferably at the same company, shows stability and—most importantly—a consistent paycheck that will allow someone to pay their mortgage. Even if someone doesn’t go long without a job, hopping from job…

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Colorado Real Estate Leaders Podcast, Reaches 25 episodes

Colorado Real Estate Leaders’ Podcast, launched in Spring 2022, reaches 25 episodes. The podcast offers the career journeys, insight, and advice of real estate and mortgage lending experts. The Colorado industry leaders, from mortgage bank branch managers to real estate moguls, divulge the details of everything from their career origins to success stories to opinions on the market. The stories are great listening for an industry patron or even someone interested in joining the field and learning more. Trailstone Insurance Group produces the podcast to bring the real estate community…

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Yolanda Ruswayi, Sr. Loan officer with Oz lending, Interviewed on the Colorado Real Estate Leaders Podcast

Yolanda Ruswayi discusses how she helps people realize the dream of home ownership. Listen to the interview on the Business Innovators Radio Network:  https://businessinnovatorsradio.com/interview-with-yolanda-ruswayi-sr-loan-officer-with-oz-lending/ When buying a home, the first step is to get pre-qualified or pre-approved for a mortgage. But there is a difference between the two. Pre-qualification is a simple process that estimates how much someone could borrow based on their financial information. Pre-approval is a more in-depth process that gives a more accurate idea of how much people can borrow. If someone is starting the home buying…

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Matthew Collett, Branch Manager with Nations Lending, Interviewed on the Colorado Real Estate Leaders Podcast

Matthew Collett discusses the differences between traditional and short-term investment rental models for borrowing money for a mortgage. Listen to the interview on the Business Innovators Radio Network:  https://businessinnovatorsradio.com/interview-with-matthew-collett-branch-manager-with-nations-lending/ There has been a recent trend of property owners renting out their homes on a short-term basis through platforms such as Airbnb. While this can be a great way to earn some extra income, it’s essential to be aware of the potential risks involved. Traditional rental agreements are typically for a minimum of six months and often require the tenant to…

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Sandra Escobar, Mortgage Loan Officer with US Bank, Interviewed on the Colorado Real Estate Podcast

Sandra Escobar discusses how home ownership can help build generational wealth. Listen to the interview on the Business Innovators Radio Network: https://businessinnovatorsradio.com/interview-with-sandra-escobar-mortgage-loan-officer-with-us-bank/ Sandra explained: “One of the key ways that families can build generational wealth is through home ownership. Homeownership allows families to build equity, which can be passed down from one generation to the next. Additionally, owning a home can provide stability and security for a family and a sense of community and belonging. While there are many benefits to home ownership, there are also some challenges that come…

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